Banking made simple for everyone
From farmlands to storefronts, Koboweb empowers over 5 million Nigerians with the technology to grow dreams, drive agribusiness, and build lasting wealth.

Powering farmers, businesses, and everyday Nigerians with smart financial tools.
At Koboweb Microfinance Bank, we believe that financial access should drive real, lasting growth. That’s why we’ve built a system focused on inclusion, serving those often left behind by traditional banks. With 70% of our efforts dedicated to agriculture and 30% to everyday banking, we help individuals and microenterprises take control of their finances.
We're committed to financial inclusion and economic empowerment for all Nigerians, regardless of location or income level. That's why we've developed solutions that are accessible, affordable, and easy to use.
From maize farmers in rural communities to retail traders in bustling markets, our services are tailored to meet local needs. We offer easy payments, mobile and USSD banking, flexible loans, and group-based lending, all backed by a robust support system of agents and aggregators.
Our approach blends technology with trust, enabling fast, secure, and reliable banking through digital channels like POS, mobile apps, and agency banking. Whether you’re growing crops, running a shop, or managing a cooperative, Koboweb is built to help you scale.
We’re not just a bank - we’re your partner for progress. Wherever you are, whatever you grow, Koboweb helps you thrive.
Our Values
We call them THEIIRS, a set of principles that reflect who we are and what we stand for. At Koboweb Microfinance Bank, these values guide everything we do.

Trust
We build trust one action at a time, by being reliable, transparent, and consistently putting our customers’ needs first.







Trust
We build trust one action at a time, by being reliable, transparent, and consistently putting our customers’ needs first.
OUR PROMISE
99
OUR
PROMISE
To provide better and personalized solutions to customer needs through innovation, technology, and a strong value system.
To foster an inclusive ecosystem by creating shared value.

Awesome people
building for people
At Koboweb Microfinance Bank, we blend trust and technology to build people-first solutions that simplify your finances, secure your future, and grow with you.

