Banking isn't a privilege.
It's a right.

WHAT WE MEAN BY FINANCIAL INCLUSION

Financial inclusion means creating products, tools, and systems that let everyone - regardless of income, location, or literacy - participate in and benefit from the financial system.

Last-Mile Access via Agent Network

We’re building a dense network of trained agents in urban and rural communities—bringing cash-in, cash-out, and wallet services to people who’ve never had access to traditional banks.

24/7 USSD banking
Real-time transfers and deposits
Human help, always close by

Simplified Accounts & Wallets

We’ve stripped the process down - so that you don’t need an ID card, utility bill, or BVN to get started.

Open a Tier 1 wallet in 3 minutes
Upgrade anytime as your needs grow
Seamless onboarding via agents and app

Gender-Inclusive Lending & Support

We design micro-loans and group-lending products with women and youth-led businesses in mind, supporting economic empowerment at the grassroots.

Cooperative funding models, Women-focused savings groups, Skills & financial literacy workshops

Flexible Credit for the Informal Sector

From pepper sellers to motorbike riders, we offer working capital credit built around your earning cycle, not traditional paperwork.

Daily or weekly repayment plans
Credit scoring through transaction data
Optional insurance for emergencies

Become A Partner